Field Notes
Practical notes on new technology, cybersecurity, blockchain, crypto, Web3, privacy, decentralization, AI workflows, and digital systems.
By Scott Cunningham14 minStablecoins, CBDCs, and the Future of Digital Money
Stablecoins are one of the most useful parts of crypto, but also one of the least understood. This paper breaks down fiat-backed, crypto-backed, algorithmic, commodity-backed stablecoins, and CBDCs to explain how they work, where the risks are, and why the future of digital money is really a fight over trust, control, liquidity, and financial sovereignty.
By Scott Cunningham14 minThe Financial Cost of Centralization
Centralization is often sold as convenience, but its costs show up through fees, frozen funds, surveillance, payment restrictions, and lost financial autonomy. This article explores how banks, stablecoins, CBDCs, and financial gatekeepers turn control into cost, and why preserving parallel financial systems matters.
By Scott Cunningham13 minThe Vulnerability of Blockchain Technology to Quantum Decryption
Quantum computing will not magically break blockchains overnight, but it does create real risks for public-key cryptography, exposed wallets, and older address types. Here’s what crypto users should understand about quantum threats, post-quantum security, and the future of blockchain protection.